Advice Shaped to Your Situation, Not a Template
Beaulieu & Associates, LLC is a financial advisor for families and business owners across locally in Connecticut, and across the country, with dedicated planning built around the specific transition you are navigating rather than a one-size-fits-all script.
Why Specialization Changes the Advice You Get
The financial questions that keep a recently widowed woman awake are not the questions facing a business owner planning an exit, and neither resembles what a family moving wealth to a third generation needs to solve. Generic advice treats all three the same. We don't.
Our boutique model exists precisely so the plan can bend to your circumstances instead of the other way around. With a deliberately small roster, we have the room to understand the particulars of your situation and build around them, which is the heart of how we work across every group below.
Steady Footing When Life Changes Suddenly
Divorce, widowhood, or an unexpected inheritance can reshape your finances overnight, often at the moment you have the least energy to manage them. Our planning for
women in transition brings order and a clear next step when clarity matters most.
Coordinating the Business and the Life It Funds
For owners, personal and company finances are tangled together, from this quarter's cash flow to the eventual sale or succession. Our
business owner financial planning coordinates both sides so the enterprise you built actually funds the life you want.
Income Built to Last Through Retirement
The shift from saving to spending is harder than most people expect, especially in a state that taxes retirement withdrawals and, above certain thresholds, Social Security. As an
advisor for retirees and pre-retirees, we design income strategies built around your home state's tax realities.
Experience You Can Verify, Not Just Take on Faith
We hold Series 63 and Series 65 registrations, the qualifications behind our work as investment adviser representatives held to a fiduciary standard.
Our lead advisor has been with the firm since 2000, through multiple market cycles and tax-law changes.
More than 35 years of advisory experience inform every recommendation we make.
One Firm That Spans the
Whole Family
Transferring multi-generational wealth across the US means navigating different tax regimes and the family dynamics underneath them. We help
multi-generational families coordinate that transfer so the next generation inherits clarity and ease rather than confusion.
Rooted in Somers, Working Across CT, MA, and New York
Our home base is 48 South Road in Somers, Connecticut, and being locally rooted is part of how we work. When you want to sit down face to face, there is a real office and a real team waiting, not a regional hub three states away.
From Somers, our planning reaches throughout Hartford County, including
Ellington,
West Hartford,
Simsbury, and
Glastonbury. Across the state line we serve families in
Longmeadow and
East Longmeadow in Western Massachusetts, and our estate and legacy work extends into New York, so households with assets or heirs in all three states stay coordinated under one plan.
Questions People Ask Before Reaching Out
Do you work with women going through divorce?
Yes. Women in transition through divorce, widowhood, or sudden wealth are one of our core focus areas. We help bring structure to your finances and a clear sequence of decisions during a period when both can feel out of reach.
Do you offer financial planning for family business owners?
We do. We coordinate the personal and business sides of an owner's finances, from cash flow and retirement saving to eventual succession or sale. The goal is for the business to support your long-term plan rather than consume it.
I want a financial advisor who specializes in my situation. Is that what you do?
That is exactly how we are built. Rather than offering the same plan to everyone, we maintain dedicated approaches for women in transition, business owners, retirees, and multi-generational families. Your circumstances drive the plan, not a standard template.
Can one firm handle planning for my whole family across multiple states?
Yes. We serve multi-generational families with assets and heirs across Connecticut, Massachusetts, and New York, coordinating planning under one relationship. That continuity keeps everyone working from the same plan as wealth moves between generations.
Tell Us What You're Navigating
Whatever situation brought you here, the first step is the same: a conversation about where you stand and what you want next. From there we will show you what a plan shaped to your circumstances looks like.